When it comes to purchasing auto insurance in Illinois, both new and used car owners must navigate a competitive market filled with various options. Finding the best auto insurance company entails considering coverage options, customer service, pricing, and claims process. Below, we delve into some of the best auto insurance companies in Illinois that cater to both new and used car owners.
1. State Farm
State Farm is one of the largest auto insurance providers in the United States and has a significant presence in Illinois. Known for its comprehensive coverage options, State Farm offers a variety of policies tailored for both new and used vehicles. Customers appreciate its user-friendly mobile app, which simplifies policy management and claims filing.
2. Allstate
Allstate provides extensive coverage choices and unique features, like the accident forgiveness program. This makes it an attractive option for drivers with varying needs and budgets. Allstate’s network of agents in Illinois can also provide personalized assistance, ensuring you receive the best policy for your situation.
3. Progressive
Progressive is renowned for its competitive pricing and innovative services like the Name Your Price tool, which helps drivers find coverage that fits their budget. They offer discounts for safe driving and bundling policies, making them an excellent choice for both new and used car owners in Illinois looking to save money.
4. Geico
Another popular option, Geico, is recognized for its affordable rates, especially for new drivers and those insuring used cars. With a straightforward online quote process and numerous discounts, Geico remains a top choice among Illinois residents. Their customer service is also highly rated, ensuring peace of mind when it comes to policy management.
5. Farmers Insurance
Farmers Insurance offers a range of customizable coverage options that are ideal for both new and used vehicles. Their knowledgeable agents can help you tailor your policy to suit your needs. Additionally, Farmers provides various discounts that can be advantageous for families and multi-car households.
6. USAA
If you are a military member or part of a military family, USAA is a standout option. They are well-known for their exceptional customer service and competitive rates. Although USAA only caters to eligible members, it consistently ranks high in customer satisfaction and claims handling.
7. Liberty Mutual
Liberty Mutual offers a robust selection of auto insurance products, including specialized plans for new and used cars. Their unique benefits, like accident forgiveness and new car replacement coverage, set them apart. Additionally, their online tools simplify the process of getting quotes and managing policies.
Conclusion
Choosing the right auto insurance company in Illinois involves understanding your personal needs, budget, and vehicle type. Companies like State Farm, Allstate, Progressive, Geico, Farmers, USAA, and Liberty Mutual provide excellent options for both new and used cars. Take the time to compare policies, ask about discounts, and read customer reviews to find the best fit for your auto insurance needs in Illinois.
