When it comes to finding the best auto insurance providers in Illinois, drivers without previous coverage may feel overwhelmed. However, several companies cater specifically to the needs of these drivers, offering competitive rates and comprehensive coverage options. Here, we outline some of the top choices for auto insurance in Illinois for those starting their coverage journey.
1. State Farm
State Farm is one of the most recognized auto insurance providers in the U.S. Their extensive network of agents can help first-time policyholders find tailor-made solutions. State Farm offers various discounts, such as multi-policy and safe driving options, making it an attractive choice for drivers new to insurance.
2. Progressive
Progressive has a strong reputation for flexibility and affordability. They provide a wide range of coverage options, including liability, collision, and comprehensive insurance. Progressive's Name Your Price tool allows drivers to customize their coverage according to their budgets, making it an ideal option for those with no prior insurance history.
3. GEICO
GEICO is celebrated for its competitive rates and exceptional customer service. Their user-friendly online platform makes it easy to obtain quotes and manage your policy. New drivers can benefit from various discounts, including good student discounts and safe driving incentives, which can significantly reduce premiums.
4. Allstate
Allstate stands out for its diverse range of coverage options and add-ons, such as roadside assistance and accident forgiveness. For drivers without previous coverage, Allstate offers a unique program called "Safe Driving Bonus" that rewards safe drivers with additional savings. Their local agents are also helpful resources for navigating the insurance landscape.
5. Farmers Insurance
Farmers Insurance provides personalized service and customizable policies, making it a great option for first-time insurance buyers. They offer several discounts, including those for bundling home and auto insurance, and their knowledgeable agents can help you understand your options in detail.
6. Liberty Mutual
Liberty Mutual offers comprehensive auto insurance coverage with a focus on flexibility. They provide various discounts that can benefit new drivers, such as those for good driving records and military personnel. Their 24/7 claims service ensures that help is always available, enhancing peace of mind for first-time policyholders.
7. USAA
If you’re a member of the military or a veteran, USAA is one of the best options for auto insurance. They offer competitive rates and excellent customer service tailored specifically for military service members and their families. In addition, USAA provides various discounts that may be particularly beneficial to those without a previous insurance history.
8. Nationwide
Nationwide is known for its flexible policy options and excellent customer service. They feature a comprehensive range of coverage, including New Car Replacement and Accident Forgiveness. For drivers without previous coverage, Nationwide offers multiple discounts that can help reduce overall costs.
Conclusion
Choosing the right auto insurance provider in Illinois can be crucial for drivers who have never had coverage before. It is important to shop around and compare quotes from multiple companies to find the best rate and coverage for your needs. By considering the options above, drivers with no previous coverage can make informed decisions and secure the protection they need on the road.
