Illinois drivers seeking peace of mind often turn to full coverage car insurance plans. These plans provide comprehensive protection against a range of potential risks associated with driving. Below are some of the top full coverage car insurance options available in Illinois, ensuring you can find the right fit for your needs.
1. State Farm
State Farm is one of the largest car insurance providers in the United States, known for its exceptional customer service and competitive rates. Their full coverage plans offer liability, collision, and comprehensive protection. Additionally, State Farm's mobile app provides easy access to policy management and claims filing.
2. Geico
Geico is famous for its affordability and extensive coverage options. Their full coverage policy includes liability, collision, and comprehensive coverage, along with a variety of discounts for safe driving and bundled policies. Geico's user-friendly online platform makes managing your insurance simple and efficient.
3. Progressive
Progressive stands out with its Name Your Price tool, allowing drivers to find a policy that fits their budget while still offering full coverage. They provide customizable plans that can include liability, collision, and comprehensive coverage, along with add-ons like roadside assistance and rental car reimbursement.
4. Allstate
Allstate is known for its extensive network of local agents and solid reputation in the insurance industry. Their full coverage options include liability, collision, and comprehensive coverage, along with unique features like accident forgiveness and a safe driving bonus. Allstate’s Drivewise program also offers additional discounts based on safe driving habits.
5. Farmers Insurance
Farmers Insurance provides comprehensive full coverage plans that protect against a variety of risks. Their offerings include standard liability, collision, and comprehensive coverage, along with optional upgrades for roadside assistance and rental vehicle reimbursement. Farmers is also noted for their personalized service and local agent availability.
6. Nationwide
Nationwide offers full coverage car insurance plans that include liability, collision, and comprehensive protection. Their Vanishing Deductible program is a standout feature, reducing your deductible amount for every year of safe driving. Nationwide also emphasizes customer service with a range of online tools for managing your policy.
7. USAA
If you are a military member or veteran, USAA is an exceptional choice for full coverage car insurance. With highly competitive rates and exceptional customer service, USAA offers comprehensive protection that includes liability, collision, and comprehensive coverage. However, eligibility is limited to military members, veterans, and their families.
Choosing the right full coverage car insurance in Illinois involves comparing multiple providers to find the best balance of coverage and price. Be sure to assess each company's customer service, claims process, and any discounts for safe driving or bundling options. With the right plan, you can drive confidently, knowing you're well-protected on the road.
